Employers need to manage a world of ever-changing risks, including compliance with federal, state and local human resource laws and regulations, and protecting themselves from mistakes made by directors, officers, other managerial staff or by the company itself.
To protect your company’s best interests, make sure you have the appropriate amount and mix of risk transfer [...]

As you give thanks, give holiday gifts and ring in the new year, all that celebrating seems to catch up with your waistline.
Typically, the average adult who is at a healthy weight gains one pound due to the holidays. This is not necessarily good news, though. According to The New England Journal of Medicine, most [...]

According to the American Psychological Association (APA), the leading cause of stress during the holiday season derives from money problems. To combat stress, smart shoppers incorporate the gift giving season into their budget each month and buy presents throughout the year. However, if you are like most consumers, you have not planned ahead and may [...]

It’s the holiday season – a time to celebrate with family and friends. If you’ll be celebrating the season with alcohol, these tips will help you drink responsibly to stay safe this holiday season.
Designate a Driver
Someone dies in an alcohol-related traffic accident in the United States every 30 minutes, and more than a million drivers [...]

Holiday decorations add beauty to your home and make the season more festive. To keep your family and your home safe during the holiday season, remember these decorating safety tips:

Make a 1- or 2-inch diagonal cut from the trunk of a Christmas tree before placing it in a water-holding stand. This will allow the [...]

We are again presenting the Mature Driver class for drivers over 55 years of age.
This is a 2 day class scheduled for November 8th and 9th from 1:00 to 4:00 pm each day.
The class is open to anyone. Benefits of the class are three years of reduced auto premiums with any California auto insurance company [...]

Every year about 43,000 people are injured in and around swimming pools and more than 600 people drown in home or public pools. Half of the pool fatalities occur in the yards of single-family homes. Here are some pool safety tips you should follow:
1. Never leave small children unsupervised-even for a few seconds.
2. Put fencing around the [...]

Americans enjoy more than three billion barbecues each year. But barbecuing can be dangerous, even deadly, if you are not careful.
The following tips can make your grilling experience safer:
1. When ready to barbecue, protect yourself by wearing a heavy apron and an oven mitt that fits high up over your forearm.
2. With gas grills, make [...]

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Subcontract Bonds-
The construction industry today has changed dramatically from what it was just a few years ago. Surety companies need a greater sense of security than ever before which is apparent in their requests of both contractors and their agents. As a team of professionals we all want the same thing….successfully completed profitable [...]